Training estimates

Target Heart Rate Calculator

Estimate a training heart-rate zone from age, resting heart rate, and chosen intensity using both simple max-HR percentages and the Karvonen method.

Last reviewed May 18, 2026 by ToolSpilo Editorial Team.

Review method: Reviewed against the implemented formula logic, current CDC or NIH health guidance relevant to the calculator, and its stated limitations.

For educational and tracking purposes only. Results are estimates and are not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare professional.

Calculator tool

How this calculator works

Use the explanation to understand the formula, assumptions, and practical limits behind the calculator result.

What the Calculator Uses

The calculator first estimates maximum heart rate as:

Estimated max HR=220age\text{Estimated max HR} = 220 - \text{age}

It then applies the selected intensity to heart-rate reserve using the Karvonen formula:

Target HR=(Max HRResting HR)×Intensity+Resting HR\text{Target HR} = (\text{Max HR} - \text{Resting HR}) \times \text{Intensity} + \text{Resting HR}

Why Two Zones Appear

The result panel shows:

  • A basic zone using a percentage of estimated max heart rate
  • A Karvonen zone that also uses resting heart rate

The Karvonen method adapts more to the individual resting-heart-rate input, but both are still estimates.

Intensity Bands

Selected intensityRange used
Light50-60%
Moderate60-70%
Vigorous70-85%
Maximum85-100%

Important Limits

Age formulas are averages. Fitness level, medication, heart rhythm issues, illness, and clinician instructions can make a personal target very different from the estimate.

Frequently asked questions

Why does resting heart rate change the Karvonen result?

Karvonen uses heart-rate reserve, which is the gap between estimated maximum and resting heart rate. Two people of the same age can therefore get different target zones if their resting heart rates differ.

Is 220 minus age exact?

No. It is a simple population estimate. Individual maximum heart rate can differ substantially, so the number is best used as a starting point rather than a precise physiological limit.

Can medication affect the result?

Yes. Some medicines, especially those that change heart-rate response, can make standard exercise zones less useful. Follow clinician guidance when medication or heart disease is involved.

Which zone should a beginner use?

Beginners often start with lower-to-moderate intensity and build gradually, but the right target depends on health status, symptoms, and professional advice. The calculator shows ranges; it does not clear someone for exercise.