Terms of Service

Acceptance of Terms

By using ToolSpilo (toolspilo.com), you agree to the terms described on this page. If you do not agree, please discontinue use of the site.

Purpose of Tools and Calculators

All calculators and tools on this site are provided for educational and estimation purposes only. Results are based on the inputs you provide and do not constitute:

• Financial, investment, or tax advice.
• Medical or health advice.
• Legal advice.
• Any form of professional recommendation.

Always consult a qualified professional before making decisions based on results from these tools.

Accuracy of Information

We aim to provide accurate, up-to-date tools, but we do not guarantee that results are error-free. Tax, financial, health, and legal rules change frequently and our tools may not reflect the latest legislative or clinical updates.

Limitation of Liability

ToolSpilo is not liable for any direct or indirect losses or damages arising from the use of or reliance on any tool or result on this site. Use of this site is at your own risk.

Intellectual Property

All content on this site — including text, design, code, and graphics — is owned by or licensed to ToolSpilo and may not be reproduced, modified, or used commercially without prior written permission.

Changes to These Terms

We reserve the right to update these terms at any time. The "Last updated" date above reflects the most recent revision. Continued use of the site after any update constitutes acceptance of the revised terms.

Contact

For questions about these terms, contact us at contact@toolspilo.com.