Financial Calculators

Investment & Savings

Compound interest, inflation, savings goals, wealth projections, and future value calculators.

Financial Calculators

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20 tools

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Initial value, Final value, Face value, Coupon rate

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Investment & Savings

Financial Calculators
Investment & Savings

Average Return Calculator

Enter a starting value, ending value, and time period to calculate CAGR, total return, and the net gain between the two endpoints.

Initial valueFinal valueYears
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Investment & Savings

Bond Calculator

Enter face value, coupon rate, years to maturity, market yield, and payment frequency to estimate bond price and see whether the bond trades at a premium or discount.

Face valueCoupon rateYears to maturity
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Investment & Savings

CD Calculator

Enter an initial deposit, APY, and term to estimate the balance at maturity and separate your original deposit from the interest earned.

Initial depositAPYTerm months
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Investment & Savings

Compound Interest Calculator

Enter your principal, annual rate, years, and compounding frequency to see your final balance and total interest earned. The growth chart shows the year-by-year split between principal and accumulated interest — the widening gap is the compounding effect.

PrincipalAnnual interest rateYears
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Investment & Savings

Finance Calculator

Solve one time-value-of-money variable at a time: future value, present value, or payment. Enter the remaining values, choose the target field, and use the breakdown to see how starting principal, payments, and growth interact.

Solve forPresent valueFuture value
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Investment & Savings

Future Value Calculator

Enter a starting amount, annual return, years, and optional monthly contribution to estimate future value, total contributions, and investment growth over time.

Present valueAnnual rateYears
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Investment & Savings

How Rich Will I Be Calculator

Calculate projected future net worth from Income, Savings rate, Expected return, Years, with the key formulas and caveats needed to interpret the result correctly.

IncomeSavings rateExpected return
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Investment & Savings

Inflation Calculator

Enter a starting amount, annual inflation rate, and time horizon to see its future equivalent cost and how much purchasing power is lost. Adjust the rate between 2% and 8% to compare how apparently small differences in long-run inflation compound into substantial gaps in real purchasing power.

Starting amountAnnual inflation rateYears
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Investment & Savings

Interest Calculator

Enter principal, annual rate, time, and compounding frequency to estimate the final balance, interest earned, effective annual rate, and total return from compound growth.

PrincipalAnnual rateTime years
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Investment & Savings

Interest Rate Calculator

Enter a present value, future value, years, and compounding periods to solve for the nominal annual rate and the effective annual rate implied by that growth.

Present valueFuture valueYears
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Investment & Savings

Investment Calculator

Project how an initial investment plus monthly contributions could grow over time. Separate what you contribute from what comes from compounding.

Initial investmentMonthly contributionAnnual return
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Investment & Savings

IRR Calculator

Enter an initial investment and up to four annual inflows to estimate IRR, total inflows, net gain, and the project's NPV at a 10% hurdle rate.

Initial investmentYear 1 cash flowYear 2 cash flow
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Investment & Savings

Mutual Fund Calculator

Enter an initial investment, monthly SIP, gross return, expense ratio, and years to compare projected value before fees with the net corpus after annual fee drag.

Initial investmentMonthly SIPGross annual return
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Investment & Savings

Payback Period Calculator

Enter the initial investment and steady annual cash inflow to estimate how many years and months it takes to recover the upfront cost.

Initial investmentAnnual cash inflow
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Investment & Savings

Present Value Calculator

Enter a future amount, discount rate, and time horizon to estimate what that future money is worth today.

Future valueAnnual discount rateYears
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Investment & Savings

Retirement Savings Calculator

Enter current savings, monthly contribution, annual return, and years to project future retirement savings and separate contributions from investment growth.

Current savingsMonthly contributionAnnual return
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Investment & Savings

ROI Calculator

Turn starting value, ending value, and time held into total ROI, net gain, and annualized return so returns from different periods are easier to compare.

Initial investmentFinal valueInvestment period
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Investment & Savings

Savings Calculator

Enter a starting amount, monthly deposit, annual interest rate, and years to estimate final savings, total deposited, and interest earned.

Starting amountMonthly depositAnnual interest rate
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Investment & Savings

Savings Goal Calculator

Enter your target amount, current savings, deadline, and expected annual return to see the monthly saving required to close the gap. Extend the deadline, raise the return assumption, or increase your starting balance to see how each variable shifts the required contribution before you set a savings plan.

Target amountCurrent savingsDeadline (months)
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Investment & Savings

Simple Interest Calculator

Enter principal, annual rate, and time to estimate interest earned, total amount, and the daily equivalent under a flat simple-interest assumption.

PrincipalAnnual rateTime years
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