Financial Calculators
Mortgage, loans, savings, investment, tax, and retirement calculators.
Mortgage & Real Estate
Mortgage payments, rent vs buy, home affordability, refinancing, and property cost calculators.
Amortization Calculator
Enter loan amount, interest rate, and term to estimate monthly payment, total interest, total repayment, and how expensive the loan is relative to principal.
APR Calculator
Enter the loan amount, nominal rate, term, and financed fees to estimate APR beside the monthly payment and total loan cost. Use it to compare loans that have different fee structures, not just different advertised rates.
Debt-to-Income Ratio Calculator
Enter gross monthly income, housing payment, and other monthly debts to calculate both front-end and back-end DTI before checking a lender's own qualification rules.
Down Payment Calculator
Convert a target home price and down-payment percentage into cash needed, loan amount, LTV, and a rough PMI planning estimate.
FHA Loan Calculator
Estimate monthly FHA cost with down payment, principal and interest, upfront mortgage insurance, and the annual MIP rate used by the current calculator.
HELOC Calculator
Estimate the credit-line limit available against your home, the amount left after a draw, and the monthly interest-only payment on the balance actually used.
Home Equity Loan Calculator
Estimate how much additional borrowing room may fit under a chosen LTV cap and what a fixed-rate home equity loan payment could look like.
House Affordability Calculator
Estimate a home-price range from your income, debts, down payment, rate, and loan term using common debt-to-income planning limits.
Mortgage Calculator
Enter home price, down payment, interest rate, and loan term to see your monthly principal-and-interest payment, total interest over the life of the loan, and how the cost splits between principal and interest. Compare 15-year vs 30-year terms and review the full PITI picture before using the result for budget planning.
Mortgage Payoff Calculator
Enter your current balance, rate, regular payment, and extra monthly principal to see how much sooner the mortgage can end and how much interest may be avoided.
Real Estate Calculator
Project a property's future value from purchase price, annual appreciation, and holding period, then estimate simplified equity after down payment and closing costs.
Refinance Calculator
Compare your current mortgage payment with a proposed refinance, then check how long closing costs take to recover before calling the deal a win.
Rent Calculator
Enter monthly income, a rent guideline, and utilities to estimate recommended rent, total housing budget, and income left after housing costs.
Rent vs Buy Calculator
Compare monthly rent with estimated monthly ownership cost using your rent, home price, down payment, mortgage assumptions, and recurring owner costs.
Rental Property Calculator
Enter purchase price, monthly rent, monthly expenses, and down payment to estimate annual income, cap rate, and a simplified return on cash invested.
VA Mortgage Calculator
Enter home price, down payment, interest rate, term, and funding-fee status to estimate the base loan, VA funding fee, financed loan amount, and monthly principal-and-interest payment.
Investment & Savings
Compound interest, inflation, savings goals, wealth projections, and future value calculators.
Average Return Calculator
Enter a starting value, ending value, and time period to calculate CAGR, total return, and the net gain between the two endpoints.
Bond Calculator
Enter face value, coupon rate, years to maturity, market yield, and payment frequency to estimate bond price and see whether the bond trades at a premium or discount.
CD Calculator
Enter an initial deposit, APY, and term to estimate the balance at maturity and separate your original deposit from the interest earned.
Compound Interest Calculator
Enter your principal, annual rate, years, and compounding frequency to see your final balance and total interest earned. The growth chart shows the year-by-year split between principal and accumulated interest — the widening gap is the compounding effect.
Finance Calculator
Solve one time-value-of-money variable at a time: future value, present value, or payment. Enter the remaining values, choose the target field, and use the breakdown to see how starting principal, payments, and growth interact.
Future Value Calculator
Enter a starting amount, annual return, years, and optional monthly contribution to estimate future value, total contributions, and investment growth over time.
How Rich Will I Be Calculator
Calculate projected future net worth from Income, Savings rate, Expected return, Years, with the key formulas and caveats needed to interpret the result correctly.
Inflation Calculator
Enter a starting amount, annual inflation rate, and time horizon to see its future equivalent cost and how much purchasing power is lost. Adjust the rate between 2% and 8% to compare how apparently small differences in long-run inflation compound into substantial gaps in real purchasing power.
Interest Calculator
Enter principal, annual rate, time, and compounding frequency to estimate the final balance, interest earned, effective annual rate, and total return from compound growth.
Interest Rate Calculator
Enter a present value, future value, years, and compounding periods to solve for the nominal annual rate and the effective annual rate implied by that growth.
Investment Calculator
Project how an initial investment plus monthly contributions could grow over time. Separate what you contribute from what comes from compounding.
IRR Calculator
Enter an initial investment and up to four annual inflows to estimate IRR, total inflows, net gain, and the project's NPV at a 10% hurdle rate.
Mutual Fund Calculator
Enter an initial investment, monthly SIP, gross return, expense ratio, and years to compare projected value before fees with the net corpus after annual fee drag.
Payback Period Calculator
Enter the initial investment and steady annual cash inflow to estimate how many years and months it takes to recover the upfront cost.
Present Value Calculator
Enter a future amount, discount rate, and time horizon to estimate what that future money is worth today.
Retirement Savings Calculator
Enter current savings, monthly contribution, annual return, and years to project future retirement savings and separate contributions from investment growth.
ROI Calculator
Turn starting value, ending value, and time held into total ROI, net gain, and annualized return so returns from different periods are easier to compare.
Savings Calculator
Enter a starting amount, monthly deposit, annual interest rate, and years to estimate final savings, total deposited, and interest earned.
Savings Goal Calculator
Enter your target amount, current savings, deadline, and expected annual return to see the monthly saving required to close the gap. Extend the deadline, raise the return assumption, or increase your starting balance to see how each variable shifts the required contribution before you set a savings plan.
Simple Interest Calculator
Enter principal, annual rate, and time to estimate interest earned, total amount, and the daily equivalent under a flat simple-interest assumption.
Loans & Credit
Loan payments, EMI, debt payoff, and credit decision calculators.
Boat Loan Calculator
Enter the boat price, down payment, annual rate, and term to estimate the monthly payment, loan amount, total interest, and total cash outlay for the financed purchase.
Budget Calculator
Add your monthly income and main expense categories to see whether the month ends in surplus or deficit, and how much room remains for saving.
Business Loan Calculator
Estimate monthly payment and total financing cost for a business loan, including the origination-fee assumption instead of looking at rate alone.
College Cost Calculator
Enter annual tuition, room and board, fees, years enrolled, and expected cost increase to estimate the sticker-price cost across the full program.
Commission Calculator
Convert sales and commission rate into commission earned, then add optional base pay to see gross earnings for the scenario.
Credit Card Calculator
Enter your credit card balance, APR, and planned monthly payment to see how many months until payoff and total interest paid. Increase the payment amount to see how much interest and time you save — the difference between minimum and fixed payments is often staggering.
Currency Calculator
Convert an amount between currencies using an exchange-rate assumption, then account for spreads and fees before treating the result as spendable money. Use it for travel, invoices, shopping, and transfer estimates.
Debt Consolidation Calculator
Compare your current average debt rate with a proposed consolidation rate at the same monthly payment. See whether the new loan actually reduces interest and shortens payoff time.
Debt Payoff Calculator
Enter your debt balance, interest rate, and monthly payment to see the payoff date and total interest cost. Add an extra payment to instantly see how many months you save and how much interest you avoid — every dollar above the minimum is more effective than it looks.
Depreciation Calculator
Enter asset cost, salvage value, useful life, and method to estimate first-year depreciation, second-year depreciation, and remaining book value under straight-line or 200% declining balance depreciation.
Lease Calculator
Estimate a simplified lease payment from the asset value, residual value, money factor, and term. The result separates depreciation from finance charge so you can see what is driving the monthly cost.
Loan Calculator
Enter loan amount, interest rate, and term to see your monthly payment (EMI), total interest, and total repayment cost. Adjust rate and term to find the combination that fits your budget — and see how a shorter term or lower rate cuts total cost before committing to a loan offer.
Margin Calculator
Enter cost and selling price to calculate gross profit margin, markup, gross profit, revenue, and cost in one place. Use it to check whether a price leaves enough room for operating expenses before relying on the margin number.
Personal Loan Calculator
Enter the loan amount, interest rate, and term to see your monthly payment, total interest paid, and total repayment cost. Adjust rate and term together to find the combination that fits your monthly budget and minimises total interest.
Sales Tax Calculator
Enter a pre-tax price and sales tax rate to calculate the tax amount and final price. Use the reverse formula when a receipt already includes tax, and verify local rules before using the result for invoicing or compliance.
Student Loan Calculator
Enter loan balance, annual interest rate, and repayment term to estimate a fixed monthly payment and total interest under a standard amortizing repayment scenario.
VAT Calculator
Enter a price and VAT rate, then choose whether to add VAT to a net price or strip it from a gross price. See the VAT amount and both the net and gross prices instantly — useful for invoicing, expense reporting, and checking whether a quoted price includes tax.
Retirement
Retirement savings, withdrawal, pension, FIRE, and long-term planning calculators.
401(k) Calculator
Project a future 401(k) balance from current savings, salary, employee deferrals, employer match, return assumption, and years to retirement.
Annuity Calculator
Enter a lump sum, annual interest rate, term, and payment frequency to estimate fixed-term annuity payments, total payout, and interest earned.
Annuity Payout Calculator
Enter annuity value, annual interest rate, payout years, and frequency to estimate periodic income, total paid out, and interest earned during the payout phase.
IRA Calculator
Project a traditional IRA balance, then estimate how much remains after the withdrawal tax rate you choose.
Pension Calculator
Enter years of service, final salary, benefit multiplier, and retirement age to estimate annual and monthly pension income with an early-retirement reduction.
Retirement Calculator
Estimate how current savings and monthly contributions could grow by retirement age, then view a simple monthly withdrawal estimate based on the projected balance.
RMD Calculator
Enter the prior-year-end account balance and age to estimate the required minimum distribution, monthly equivalent, and share of the account withdrawn.
Roth IRA Calculator
Project a Roth IRA balance and compare its tax-free qualified-withdrawal value with a same-size traditional IRA balance after the tax rate you enter.
Social Security Calculator
Enter your estimated monthly benefit at ages 62 and 67, choose a claiming age, and compare monthly benefit plus lifetime totals under the life-expectancy assumption.
Tax & Salary
Take-home pay, income tax, payroll deductions, and salary planning calculators.
Estate Tax Calculator
Estimate 2026 US federal estate tax from gross estate value, debts and expenses, charitable deductions, and marital deduction using the exemption and flat-rate assumptions implemented in the live calculator.
Income Tax Calculator
Enter annual gross income, filing status, and deduction amount to estimate 2026 US federal income tax. See how much income falls into each bracket, your marginal rate, effective rate, and after-tax income.
Marriage Tax Calculator
Compare the estimated 2026 federal tax from two incomes under a two-single-filer model and a married-filing-jointly model to see whether the pair creates a tax bonus, penalty, or no difference in this simplified comparison.
Jordan Salary After Tax Calculator
Enter your gross monthly salary, filing status, and documented expense exemptions to estimate your net monthly take-home pay in Jordan. The calculator applies Jordan's progressive income tax brackets, the employee social security contribution, and the national contribution tax based on the assumptions currently implemented.
Salary Calculator
Enter your salary in any pay period — annual, monthly, biweekly, weekly, daily, or hourly — and instantly see all the equivalents. Adjust hours per week to find your true effective hourly rate, or compare two offers quoted in different pay structures.
Take-Home Paycheck Calculator
Enter gross pay, pay frequency, filing status, and a pre-tax 401(k) contribution to estimate take-home pay after 2026 US federal income tax, Social Security, and Medicare.
Auto & Vehicle
Auto loan, lease, cash-back, and vehicle financing calculators.
Auto Lease Calculator
Enter the vehicle price, cap cost reduction, residual value, money factor, and lease term to estimate the base monthly lease payment, its depreciation and finance-charge split, and the total amount paid over the contract.
Auto Loan Calculator
Enter the vehicle price, down payment, trade-in value, interest rate, and loan term to see your monthly payment, total interest, and true vehicle cost including all financing. Adjust the term between 48 and 72 months to see exactly how much extra interest a longer loan generates before you finalize a deal.
Cash Back or Low Interest Calculator
Compare a vehicle rebate against a subsidized low-interest offer by entering the vehicle price, cash rebate, both rates, and the loan term. The result shows which offer costs less over the full term and how large the difference is.
