Loans & Credit
Loan payments, EMI, debt payoff, and credit decision calculators.
Showing 17 tools
Loans & Credit
Boat Loan Calculator
Enter the boat price, down payment, annual rate, and term to estimate the monthly payment, loan amount, total interest, and total cash outlay for the financed purchase.
Budget Calculator
Add your monthly income and main expense categories to see whether the month ends in surplus or deficit, and how much room remains for saving.
Business Loan Calculator
Estimate monthly payment and total financing cost for a business loan, including the origination-fee assumption instead of looking at rate alone.
College Cost Calculator
Enter annual tuition, room and board, fees, years enrolled, and expected cost increase to estimate the sticker-price cost across the full program.
Commission Calculator
Convert sales and commission rate into commission earned, then add optional base pay to see gross earnings for the scenario.
Credit Card Calculator
Enter your credit card balance, APR, and planned monthly payment to see how many months until payoff and total interest paid. Increase the payment amount to see how much interest and time you save — the difference between minimum and fixed payments is often staggering.
Currency Calculator
Convert an amount between currencies using an exchange-rate assumption, then account for spreads and fees before treating the result as spendable money. Use it for travel, invoices, shopping, and transfer estimates.
Debt Consolidation Calculator
Compare your current average debt rate with a proposed consolidation rate at the same monthly payment. See whether the new loan actually reduces interest and shortens payoff time.
Debt Payoff Calculator
Enter your debt balance, interest rate, and monthly payment to see the payoff date and total interest cost. Add an extra payment to instantly see how many months you save and how much interest you avoid — every dollar above the minimum is more effective than it looks.
Depreciation Calculator
Enter asset cost, salvage value, useful life, and method to estimate first-year depreciation, second-year depreciation, and remaining book value under straight-line or 200% declining balance depreciation.
Lease Calculator
Estimate a simplified lease payment from the asset value, residual value, money factor, and term. The result separates depreciation from finance charge so you can see what is driving the monthly cost.
Loan Calculator
Enter loan amount, interest rate, and term to see your monthly payment (EMI), total interest, and total repayment cost. Adjust rate and term to find the combination that fits your budget — and see how a shorter term or lower rate cuts total cost before committing to a loan offer.
Margin Calculator
Enter cost and selling price to calculate gross profit margin, markup, gross profit, revenue, and cost in one place. Use it to check whether a price leaves enough room for operating expenses before relying on the margin number.
Personal Loan Calculator
Enter the loan amount, interest rate, and term to see your monthly payment, total interest paid, and total repayment cost. Adjust rate and term together to find the combination that fits your monthly budget and minimises total interest.
Sales Tax Calculator
Enter a pre-tax price and sales tax rate to calculate the tax amount and final price. Use the reverse formula when a receipt already includes tax, and verify local rules before using the result for invoicing or compliance.
Student Loan Calculator
Enter loan balance, annual interest rate, and repayment term to estimate a fixed monthly payment and total interest under a standard amortizing repayment scenario.
VAT Calculator
Enter a price and VAT rate, then choose whether to add VAT to a net price or strip it from a gross price. See the VAT amount and both the net and gross prices instantly — useful for invoicing, expense reporting, and checking whether a quoted price includes tax.
